Whether you’re buying a house with a mortgage, looking to finance a substantial development project or just need a business loan to get you through challenging times, a Red Book valuation by a RICS registered valuer will give your lender the reassurance they need that there is sufficient security in the property they’re lending against.

Trinity Rose Chartered Surveyors has a team of expert secured lending specialists who act for lending institutions, providing security valuations for a wide range of residential and commercial properties and development sites.

Find out more about our secured lending services, then contact us to discover how we can help you obtain the finance you need.

Secured lending valuations for residential, commercial and development purposes

Trinity Rose Chartered Surveyors offers a range of secured lending valuation services that cover all areas of commercial property valuation and appraisals for development projects. We have an in-depth knowledge of the property market and, as independent, RICS-regulated firm of chartered surveyors we conduct all valuations to Red Book standards.

Our commercial valuation services are designed to support lenders’ criteria for a variety of financing purposes. These range from residential mortgages, bridging finance, part exchange and equity release to SIPP (Self Invested Personal Pension) acquisition of commercial premises, corporate relocation and funding for large-scale development projects.

We offer comprehensive advice on a property’s suitability as loan security and a robust assessment and analysis of property risk to support and inform lending decisions.

If you’d like to know about Trinity Rose Chartered Surveyors’ secured lending valuations and services, please contact us.

  • RICS-regulated firm of Chartered Surveyors with registered valuers
  • Valuation reports to RICS ‘Red Book’ standards

We offer Secure Lending Valuations in Hampshire and Surrey including Alton, Alresford, Farnham, Chandlers Ford, Bishops Waltham, Park Gate, SouthamptonWinchester Romsey, Lymington, Lyndhurst, Salisbury, Christchurch, BournemouthBasingstokePortsmouth, Poole, Parkstone, Brockenhurst, Ringwood, Verwood, Fordingbridge, The New Forest and Wimborne and the surrounding areas.

house interiors
valuations commercial warehouse
Commercial Property Management - Trinity Rose



Why does my mortgage lender require a residential valuation for my new home?

When you buy a new home using a mortgage to fund it, your lender will want to ensure their loan is secure and that there is sufficient collateral in the event you default on your repayments and they have to sell the property. You can discover more about Trinity Rose Chartered Surveyors’ residential property valuations here.

Can you carry out a property valuation for both my husband and I in our divorce proceedings?

We can be instructed by one or both parties in divorce proceedings –our valuation surveys are completely impartial and will give the property owners, their legal representatives and a court judge a fair and accurate valuation to help support the division of property assets. You can read more about our matrimonial property valuations here.

Can you help us to calculate the amount of Inheritance Tax we’ll need to pay in our probate matter?

Yes, it’s the job of an independent RICS certified surveyor to accurately assess the value of a property that falls part of the deceased’s estate. Our valuation will provide an in-depth, compliant valuation based on our property market knowledge and insights. You can read more about our probate valuation services here.

What’s a Red Book valuation?

Red Book valuations refer to the criteria set out by the Royal Institution of Chartered Surveyors (RICS) and extend to the ethical standards, duty of care, valuer’s qualifications and the minimum requirement of a valuation report that we are obliged to uphold. Trinity Rose Chartered Surveyors conducts Red Book valuations and work to best practice across all our activities. You can read how we carry out Red Book valuations for financial planning purposes here.

Is a development appraisal a legal requirement?

It isn’t a legal requirement to conduct a development appraisal or valuation for a project, but we consider it an essential process that will ensure a developer can make an informed decision on whether to proceed with a project. It’s our job to evaluate whether the project is financially viable taking account of the level of market risk and planning considerations. You can read more about our development appraisals and valuations here.

How do I calculate how much I repay on my Help to Buy loan?

If you’d like to increase the share in your Help to Buy home, which is known as ‘staircasing’, an independent Help to Buy valuation will determine the value of the property and the share you wish to purchase. You can read more about our RICS Red Book Help to Buy valuations here.


Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 01962 880426


Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 01962 888900


Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 02382 002500

RICS logo
part of charters group