There are a number of reasons why you might want to ask for a valuation of a property. If you’re mortgaging a new home, borrowing money that you need to secure against the property’s value, going through a divorce or probate matter or are in the midst of a financial planning exercise, a valuation will establish the market value of your property.

A property valuation should always be undertaken by a registered valuer who is a member of the Royal Institution of Chartered Surveyors (RICS), which ensures its members maintain professional standards in their work.

Trinity Rose Chartered Surveyors carries out residential property valuations for all kinds of reasons – read more about this service and talk to us about arranging a valuation report for your home.

Trusted, professional property valuations from expert RICS surveyors

How do house valuations work?

Valuations are most commonly instructed by banks and building societies to ensure the value of the property they are securing a mortgage or other borrowing against is accurate in the event they need to recover their loan.

The property valuation is required when:

  1. the owner of a property dies
  2. a joint property has to be divided up for matrimonial purposes
  3.  a secured loan is taken out
  4. trusts and estate planning takes place
  5. you’ve remortgaged or bought a property with Help to Buy or Shared Ownership and want to increase your share by ‘staircasing’, a valuation will accurately establish its market value.

House valuations vs house surveys

It’s important to remember that a valuation is not a survey and is only designed to tell you what your home is worth. However, your surveyor may also include a reinstatement figure and disclose any other important information that may call for further investigation, due to the potential impact this could have on the value of the property asset.

Whatever the reasons you have for needing a valuation on your property, Trinity Rose Chartered Surveyors can user expert local knowledge and surveying expertise to assess its value. Please contact us for more information.

What are property valuations?

  • Designed to establish an accurate market value for a residential property
  • Suitable for remortgaging, cash buying, divorce, probate, staircasing or secured loans
  • Valuations must be conducted by RICS chartered surveyors
  • A valuation is not a detailed survey, but can provide further helpful information



Do I have to have a Home Condition Report?

It is not a legal requirement to have a survey, but we would always advice a prospective purchaser to instruct a professional chartered surveyor to carry out at least an RICS Level 1 Survey to give you peace of mind that your property is in a good condition before you buy. You can read more about Trinity Rose Chartered Surveyors’ Home Condition Reports here.

What’s the difference between a Home Condition Report and a HomeBuyer Report?

A HomeBuyer report will cost a little more than a Home Condition Report, but will also include more comprehensive information on the building and location, legal considerations as well as issues that might affect its value. A HomeBuyer Report (Survey and Valuation) will also give you a market valuation and insurance rebuild cost assessment. Read more about Trinity Rose Chartered Surveyors’ HomeBuyer Reports here.

What will a Building Survey tell me about my Grade II listed property?

If you’re the owner of a listed property or are planning to purchase a listed building, Trinity Rose Chartered Surveyors uses experience in building pathology, construction techniques and materials, architectural history and conservation to give you a full picture of your property. Read more about Trinity Rose Chartered Surveyors’ Building Surveys here.

What’s the difference between a Limited Defects Report and a home survey?

A Limited Defects Report refers to specific concerns that a homeowner or prospective purchaser may have about the building. For example, if you’re worried about excessive cracks in walls or an uneven roof, Trinity Rose Chartered Surveyors can give you a focused diagnosis on how serious or costly the defect may be to resolve. Read more about Trinity Rose Chartered Surveyors’ Limited Defect Reports here.

I’m about to buy a new-build property, but there are so many problems – how I do deal with them?

If you’re buying a new-build home, there are often snags, or defects, that will need to be put right by the developer. A New-Build Snagging Inspection will give you a detailed report that you can give your developer to get all snags fixed before you move in if you commission the inspection early. Read more about Trinity Rose Chartered Surveyors’ New-Build Snagging Inspections here.

Can you value my Shared Ownership property so I can purchase more shares?

If you’ve bought a property using a Shared Ownership scheme, Trinity Rose Chartered Surveyors can provide you with a valuation so you’ll know how much your property is worth and how much it will cost to purchase extra shares through staircasing. Read more about Trinity Rose Chartered Surveyors’ valuation services here.

Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 01962 880426

Top Floor, Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 01962 888900

Trinity House, 123 Winchester Road, Chandlers Ford, Hampshire SO53 2DR

t: 01962 880426